:root {
  --navy-950: #050b14;
  --navy-900: #07101f;
  --navy-850: #0b1728;
  --navy-800: #102039;
  --blue: #012cc0;
  --blue-bright: #1748ef;
  --green: #7ca02c;
  --green-bright: #9cc943;
  --white: #ffffff;
  --off-white: #f5f7fb;
  --ink: #101827;
  --muted: #677083;
  --line: #dde3ed;
  --radius-sm: 14px;
  --radius: 24px;
  --radius-lg: 36px;
  --shadow: 0 24px 70px rgba(3, 13, 31, .16);
  --container: min(1320px, calc(100% - 40px));
  --header-h: 84px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 24px); }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
body.menu-open { overflow: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
button { cursor: pointer; }
svg { fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.container { width: var(--container); margin-inline: auto; }
.section { padding: 120px 0; position: relative; }
.skip-link { position: fixed; z-index: 9999; left: 16px; top: -100px; background: var(--white); color: var(--ink); padding: 12px 16px; border-radius: 8px; box-shadow: var(--shadow); }
.skip-link:focus { top: 16px; }

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 1000;
  height: var(--header-h);
  display: flex;
  align-items: center;
  transition: background .35s ease, box-shadow .35s ease, height .35s ease;
}
.site-header.scrolled { background: rgba(5, 11, 20, .92); box-shadow: 0 8px 30px rgba(0,0,0,.2); backdrop-filter: blur(18px); --header-h: 72px; }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { flex: 0 0 auto; display: inline-flex; align-items: center; }
.brand img { width: 205px; height: auto; }
.main-nav { display: flex; align-items: center; gap: clamp(16px, 1.8vw, 30px); color: rgba(255,255,255,.74); font-size: .88rem; font-weight: 650; }
.main-nav > a:not(.nav-cta) { position: relative; padding: 10px 0; transition: color .25s ease; }
.main-nav > a:not(.nav-cta)::after { content: ""; position: absolute; left: 0; right: 100%; bottom: 4px; height: 2px; background: var(--green-bright); transition: right .25s ease; }
.main-nav > a:hover, .main-nav > a.active { color: var(--white); }
.main-nav > a:hover::after, .main-nav > a.active::after { right: 0; }
.nav-cta { color: var(--white); border: 1px solid rgba(255,255,255,.3); border-radius: 999px; padding: 11px 18px; transition: background .25s ease, border-color .25s ease, transform .25s ease; }
.nav-cta:hover { background: var(--blue-bright); border-color: var(--blue-bright); transform: translateY(-2px); }
.menu-toggle { display: none; width: 46px; height: 46px; border: 1px solid rgba(255,255,255,.22); border-radius: 50%; background: rgba(255,255,255,.06); padding: 0; align-items: center; justify-content: center; flex-direction: column; gap: 5px; }
.menu-toggle span { width: 19px; height: 2px; border-radius: 99px; background: white; transition: transform .25s ease, opacity .25s ease; }

.hero {
  min-height: 920px;
  padding: 145px 0 82px;
  color: var(--white);
  background: radial-gradient(circle at 48% 32%, #142849 0, var(--navy-900) 38%, var(--navy-950) 76%);
  isolation: isolate;
  overflow: hidden;
}
.hero::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 220px; background: linear-gradient(180deg, transparent, rgba(0,0,0,.24)); z-index: -1; }
.hero-grid-lines { position: absolute; inset: 0; z-index: -2; opacity: .11; background-image: linear-gradient(rgba(255,255,255,.16) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.16) 1px, transparent 1px); background-size: 72px 72px; mask-image: linear-gradient(to bottom, black, transparent 85%); }
.hero-glow { position: absolute; border-radius: 50%; filter: blur(40px); z-index: -1; opacity: .25; animation: drift 9s ease-in-out infinite alternate; }
.hero-glow-blue { width: 420px; height: 420px; background: var(--blue); left: -160px; top: 180px; }
.hero-glow-green { width: 260px; height: 260px; background: var(--green); right: 12%; top: 20%; animation-delay: -3s; }
@keyframes drift { to { transform: translate3d(30px, 24px, 0) scale(1.08); } }
.hero-layout { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(280px, .72fr) minmax(330px, .8fr); gap: clamp(26px, 3vw, 48px); align-items: center; }
.hero-copy { padding-top: 12px; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; text-transform: uppercase; letter-spacing: .16em; font-size: .72rem; font-weight: 800; color: rgba(255,255,255,.68); }
.eyebrow > span { width: 28px; height: 2px; background: var(--green-bright); border-radius: 2px; }
.eyebrow.dark { color: var(--blue); }
.hero h1 { margin: 20px 0 24px; font-size: clamp(3rem, 5.25vw, 5.35rem); line-height: .98; letter-spacing: -.055em; max-width: 760px; }
.hero-copy > p { max-width: 610px; margin: 0 0 32px; color: rgba(255,255,255,.68); font-size: clamp(1rem, 1.25vw, 1.18rem); }
.hero-actions, .contact-actions { display: flex; flex-wrap: wrap; gap: 13px; }
.btn { min-height: 52px; display: inline-flex; align-items: center; justify-content: center; gap: 12px; border: 0; border-radius: 999px; padding: 0 24px; font-weight: 780; letter-spacing: -.01em; transition: transform .25s ease, box-shadow .25s ease, background .25s ease, border-color .25s ease; }
.btn:hover { transform: translateY(-3px); }
.btn-primary { color: white; background: linear-gradient(135deg, var(--blue-bright), var(--blue)); box-shadow: 0 14px 36px rgba(1,44,192,.32); }
.btn-primary:hover { box-shadow: 0 18px 46px rgba(1,44,192,.48); }
.btn-ghost { color: white; border: 1px solid rgba(255,255,255,.25); background: rgba(255,255,255,.04); }
.btn-ghost:hover { background: rgba(255,255,255,.11); border-color: rgba(255,255,255,.45); }
.btn-light { color: var(--navy-950); background: white; box-shadow: 0 14px 36px rgba(0,0,0,.16); }
.btn-green { color: white; background: var(--green); box-shadow: 0 14px 36px rgba(124,160,44,.28); }
.btn-block { width: 100%; }
.hero-proof { list-style: none; padding: 0; margin: 46px 0 0; display: flex; gap: 0; }
.hero-proof li { min-width: 130px; padding-right: 24px; margin-right: 24px; border-right: 1px solid rgba(255,255,255,.14); }
.hero-proof li:last-child { border-right: 0; margin-right: 0; padding-right: 0; }
.hero-proof strong, .hero-proof span { display: block; }
.hero-proof strong { font-size: 1.15rem; color: white; }
.hero-proof span { color: rgba(255,255,255,.5); font-size: .72rem; line-height: 1.35; margin-top: 3px; }
.hero-portrait { align-self: end; height: 705px; min-width: 0; }
.portrait-frame { height: 100%; position: relative; border-radius: 220px 220px 28px 28px; overflow: hidden; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08); box-shadow: inset 0 1px 0 rgba(255,255,255,.12), 0 40px 80px rgba(0,0,0,.26); }
.portrait-frame::before { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 54%, rgba(5,11,20,.78) 100%); z-index: 1; }
.portrait-frame img { width: 100%; height: 100%; object-fit: cover; object-position: 51% 24%; filter: saturate(.9) contrast(1.03); }
.quote-card { align-self: center; padding: 28px; color: var(--ink); background: rgba(255,255,255,.97); border-radius: 28px; box-shadow: 0 36px 90px rgba(0,0,0,.33); position: relative; }
.quote-card::before { content: ""; position: absolute; inset: 12px -10px -12px 10px; border: 1px solid rgba(124,160,44,.35); border-radius: 28px; z-index: -1; }
.quote-card-head { margin-bottom: 20px; }
.quote-card h2, .quote-card h3 { font-size: 1.55rem; line-height: 1.12; letter-spacing: -.035em; margin: 9px 0; }
.quote-card-head p { color: var(--muted); margin: 0; font-size: .86rem; line-height: 1.45; }
.quote-form { display: grid; gap: 12px; }
.quote-form label > span:first-child { display: block; font-size: .72rem; font-weight: 800; color: #3b4557; margin: 0 0 5px 2px; }
.quote-form input, .quote-form select { width: 100%; height: 47px; border: 1px solid #dfe4ec; border-radius: 12px; padding: 0 13px; color: var(--ink); background: #f8fafc; outline: none; transition: border-color .2s ease, box-shadow .2s ease, background .2s ease; }
.quote-form input:focus, .quote-form select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(1,44,192,.09); background: white; }
.quote-form .invalid { border-color: #d83d3d; box-shadow: 0 0 0 4px rgba(216,61,61,.08); }
.consent { display: grid; grid-template-columns: 17px 1fr; gap: 9px; align-items: start; margin: 2px 0; }
.consent input { width: 17px; height: 17px; margin: 2px 0 0; accent-color: var(--blue); }
.consent span { font-size: .68rem !important; font-weight: 500 !important; color: var(--muted) !important; line-height: 1.42; margin: 0 !important; }
.consent a { color: var(--blue); text-decoration: underline; }
.form-feedback { min-height: 1.2em; margin: -2px 0 0; font-size: .73rem; text-align: center; color: #c63737; }

.trust-bar { position: relative; z-index: 3; margin-top: -1px; background: white; border-bottom: 1px solid var(--line); }
.trust-grid { min-height: 146px; display: grid; grid-template-columns: repeat(3,1fr); }
.trust-grid > div { display: flex; align-items: center; gap: 18px; padding: 30px 34px; border-right: 1px solid var(--line); }
.trust-grid > div:first-child { border-left: 1px solid var(--line); }
.trust-icon { flex: 0 0 auto; width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%; color: var(--blue); background: rgba(1,44,192,.08); font-weight: 850; font-size: .75rem; }
.trust-grid p { margin: 0; color: var(--muted); font-size: .9rem; line-height: 1.45; }
.trust-grid strong { color: var(--ink); }

.section-heading { display: grid; grid-template-columns: 1.05fr .7fr; gap: 60px; align-items: end; margin-bottom: 56px; }
.section-heading h2, .coverage-copy h2, .about-copy h2, .faq-intro h2, .contact-copy h2 { margin: 15px 0 0; font-size: clamp(2.25rem, 4.1vw, 4.25rem); line-height: 1.04; letter-spacing: -.055em; }
.section-heading > p { color: var(--muted); margin: 0 0 7px; max-width: 560px; }
.section-heading.centered { display: block; text-align: center; max-width: 800px; margin: 0 auto 64px; }
.section-heading.centered p { margin: 20px auto 0; }
.services { background: var(--off-white); }



.insurance-carousel {
  position: relative;
  min-height: 626px;
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, #07111f 0%, #0c1a30 55%, #08101c 100%);
  box-shadow: var(--shadow);
  overflow: hidden;
  isolation: isolate;
}
.insurance-carousel:focus-visible { outline: 4px solid rgba(23,72,239,.24); outline-offset: 5px; }
.insurance-carousel-stage { position: relative; min-height: 626px; }
.insurance-slide {
  position: absolute;
  inset: 0;
  display: grid;
  grid-template-columns: minmax(0, 1.32fr) minmax(350px, .72fr);
  box-sizing: border-box;
  gap: 0;
  padding: 16px;
  opacity: 0;
  visibility: hidden;
  transform: scale(1.012);
  pointer-events: none;
  transition: opacity .65s ease, transform .8s cubic-bezier(.2,.75,.2,1), visibility .65s;
}
.insurance-slide.is-active { opacity: 1; visibility: visible; transform: scale(1); pointer-events: auto; }
.insurance-slide-media {
  position: relative;
  min-height: 594px;
  overflow: hidden;
  border-radius: 28px 0 0 28px;
  background: #0b1628;
}
.insurance-slide-media::before { content: ""; position: absolute; inset: 0; background: radial-gradient(circle at 25% 30%, rgba(124,160,44,.18), transparent 42%), radial-gradient(circle at 85% 50%, rgba(23,72,239,.18), transparent 38%); z-index: 0; }
.insurance-slide-media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5,11,20,.02) 0%, rgba(5,11,20,.12) 52%, rgba(5,11,20,.52) 100%); z-index: 1; }
.insurance-slide-media img {
  position: relative;
  z-index: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: var(--media-position, 50% 50%);
  transition: transform 2.5s ease;
}
.insurance-slide.is-active .insurance-slide-media img { transform: scale(1.01); }
.insurance-slide-number { position: absolute; z-index: 2; left: 30px; bottom: 24px; color: rgba(255,255,255,.78); font-size: .78rem; font-weight: 850; letter-spacing: .18em; }
.insurance-slide-copy {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  border-radius: 0 28px 28px 0;
  padding: 58px clamp(32px, 4vw, 58px);
  color: white;
  background: linear-gradient(135deg, rgba(9,18,33,.96), rgba(4,9,17,.99));
}
.insurance-slide-copy::before { content: ""; position: absolute; width: 230px; height: 230px; right: -120px; top: -110px; border-radius: 50%; background: var(--blue); opacity: .16; filter: blur(24px); }
.insurance-slide-kicker { position: relative; color: var(--green-bright); font-size: .69rem; font-weight: 850; letter-spacing: .16em; text-transform: uppercase; }
.insurance-slide-copy h3 { position: relative; margin: 16px 0 18px; max-width: 480px; font-size: clamp(2.5rem, 4vw, 4.35rem); line-height: .98; letter-spacing: -.055em; }
.insurance-slide-copy h3.insurance-slide-title-long { font-size: clamp(2rem, 3.1vw, 3.2rem); line-height: 1.02; max-width: 420px; }
.insurance-slide-copy p { position: relative; max-width: 520px; margin: 0 0 30px; color: rgba(255,255,255,.63); }
.insurance-carousel-toggle { position: absolute; z-index: 5; right: 22px; bottom: 20px; min-height: 42px; display: inline-flex; align-items: center; gap: 9px; border: 1px solid rgba(255,255,255,.18); border-radius: 999px; padding: 0 15px; color: white; background: rgba(5,11,20,.66); backdrop-filter: blur(14px); font-size: .72rem; font-weight: 750; }
.carousel-pause-icon { width: 12px; height: 13px; display: inline-block; border-left: 3px solid currentColor; border-right: 3px solid currentColor; }
.insurance-carousel.is-paused .carousel-pause-icon { width: 0; height: 0; border: 0; border-top: 7px solid transparent; border-bottom: 7px solid transparent; border-left: 11px solid currentColor; }
.insurance-category-menu { margin-top: 22px; display: flex; flex-wrap: wrap; gap: 8px; }
.insurance-category { appearance: none; display: inline-flex; align-items: center; gap: 0; min-height: 38px; border: 1px solid var(--line); border-radius: 999px; padding: 0 13px; color: #596477; background: white; font-size: .74rem; font-weight: 700; line-height: 1; cursor: pointer; transition: color .35s ease, border-color .35s ease, background .35s ease, transform .25s ease, box-shadow .25s ease; }
.insurance-category:hover { transform: translateY(-1px); border-color: rgba(1,44,192,.24); box-shadow: 0 10px 20px rgba(5,11,20,.06); }
.insurance-category:focus-visible { outline: 3px solid rgba(23,72,239,.18); outline-offset: 2px; }
.insurance-category.is-active { color: white; border-color: var(--blue); background: var(--blue); }

.coverages { color: white; background: var(--navy-900); overflow: hidden; }
.coverages::before { content: "R"; position: absolute; right: -2vw; bottom: -28vw; font-size: min(66vw, 860px); line-height: 1; font-weight: 950; color: rgba(255,255,255,.018); }
.coverage-layout { display: grid; grid-template-columns: .8fr 1fr; gap: clamp(70px, 9vw, 150px); align-items: center; }
.coverage-copy > p { color: rgba(255,255,255,.64); font-size: 1.04rem; margin: 25px 0 30px; max-width: 560px; }
.coverage-copy small { display: block; max-width: 500px; color: rgba(255,255,255,.37); margin-top: 18px; }
.coverage-stack { display: grid; gap: 14px; }
.coverage-item { display: grid; grid-template-columns: 58px 1fr; gap: 18px; padding: 24px; border: 1px solid rgba(255,255,255,.1); border-radius: 20px; background: rgba(255,255,255,.04); backdrop-filter: blur(12px); transition: transform .3s ease, border-color .3s ease, background .3s ease; }
.coverage-item:hover { transform: translateX(-8px); border-color: rgba(124,160,44,.65); background: rgba(255,255,255,.07); }
.coverage-item > span { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%; color: var(--green-bright); border: 1px solid rgba(124,160,44,.45); font-size: .72rem; font-weight: 850; }
.coverage-item h3 { margin: 0 0 4px; font-size: 1.12rem; }
.coverage-item p { margin: 0; color: rgba(255,255,255,.54); font-size: .88rem; }

.process { background: white; }
.process-grid { display: grid; grid-template-columns: 1fr 80px 1fr 80px 1fr; align-items: center; }
.process-step { text-align: center; }
.process-step > span { width: 68px; height: 68px; margin: 0 auto 22px; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--blue); box-shadow: 0 16px 35px rgba(1,44,192,.22); font-weight: 850; }
.process-step h3 { margin: 0 0 10px; font-size: 1.15rem; }
.process-step p { margin: 0 auto; color: var(--muted); max-width: 310px; font-size: .88rem; }
.process-line { height: 1px; background: linear-gradient(90deg, var(--line), var(--green), var(--line)); }

.about { background: var(--off-white); }
.about-layout { display: grid; grid-template-columns: 1fr .88fr; gap: clamp(55px, 8vw, 120px); align-items: center; }
.about-image { min-height: 620px; position: relative; border-radius: var(--radius-lg); overflow: hidden; background: var(--navy-900); box-shadow: var(--shadow); }
.about-image img { width: 100%; height: 100%; position: absolute; inset: 0; object-fit: cover; object-position: 54% center; }
.about-image::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 60%, rgba(5,11,20,.55)); }
.experience-seal { position: absolute; z-index: 2; left: 24px; bottom: 24px; width: 150px; height: 150px; border-radius: 50%; display: flex; flex-direction: column; align-items: center; justify-content: center; color: white; background: var(--blue); border: 7px solid rgba(255,255,255,.88); box-shadow: 0 15px 45px rgba(1,44,192,.32); }
.experience-seal strong { font-size: 2.5rem; line-height: 1; }
.experience-seal span { max-width: 95px; margin-top: 6px; text-align: center; font-size: .7rem; line-height: 1.2; }
.about-copy .lead { color: var(--ink); font-size: 1.18rem; line-height: 1.55; margin: 28px 0 16px; }
.about-copy > p:not(.lead) { color: var(--muted); }
.about-principles { margin-top: 30px; border-top: 1px solid var(--line); }
.about-principles details { border-bottom: 1px solid var(--line); }
.about-principles summary { list-style: none; position: relative; padding: 17px 34px 17px 0; font-weight: 850; cursor: pointer; }
.about-principles summary::-webkit-details-marker { display: none; }
.about-principles summary::after { content: "+"; position: absolute; right: 4px; top: 14px; color: var(--blue); font-size: 1.4rem; font-weight: 400; transition: transform .25s ease; }
.about-principles details[open] summary::after { transform: rotate(45deg); }
.about-principles details p { color: var(--muted); margin: -4px 0 19px; font-size: .9rem; }

.insurers { overflow: hidden; background: white; }
.logo-marquee { width: 100%; overflow: hidden; mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent); }
.logo-track { width: max-content; display: flex; gap: 16px; animation: marquee 34s linear infinite; }
.logo-marquee:hover .logo-track { animation-play-state: paused; }
.logo-card { width: 210px; height: 120px; flex: 0 0 auto; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 18px; background: white; filter: grayscale(1); opacity: .68; transition: filter .25s ease, opacity .25s ease, transform .25s ease, border-color .25s ease; }
.logo-card:hover { filter: none; opacity: 1; transform: translateY(-4px); border-color: rgba(1,44,192,.26); }
.logo-card img { width: 100%; height: 100%; object-fit: contain; border-radius: 18px; }
@keyframes marquee { to { transform: translateX(calc(-50% - 8px)); } }
.insurer-note { margin-top: 28px; display: flex; justify-content: center; align-items: center; gap: 10px; color: var(--muted); font-size: .84rem; }
.insurer-note span { color: var(--green); font-weight: 900; font-size: 1.2rem; }

.faq { color: white; background: linear-gradient(135deg, var(--navy-950), #0d1c33); }
.faq-layout { display: grid; grid-template-columns: .68fr 1fr; gap: clamp(60px, 9vw, 150px); align-items: start; }
.faq-intro { position: sticky; top: 120px; }
.faq-intro p { color: rgba(255,255,255,.58); max-width: 450px; margin: 24px 0 28px; }
.faq-list { border-top: 1px solid rgba(255,255,255,.12); }
.faq-list details { border-bottom: 1px solid rgba(255,255,255,.12); }
.faq-list summary { list-style: none; position: relative; cursor: pointer; padding: 23px 46px 23px 0; font-weight: 800; font-size: 1.02rem; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 4px; top: 16px; color: var(--green-bright); font-size: 1.75rem; font-weight: 300; transition: transform .25s ease; }
.faq-list details[open] summary::after { transform: rotate(45deg); }
.faq-list p { color: rgba(255,255,255,.56); margin: -4px 50px 24px 0; font-size: .9rem; }

.useful-phones { background: var(--off-white); }
.phone-grid { display: grid; grid-template-columns: 1.4fr repeat(4, 1fr); gap: 14px; }
.phone-card { min-height: 190px; padding: 24px; display: flex; flex-direction: column; justify-content: flex-end; border-radius: var(--radius); border: 1px solid var(--line); background: white; transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease; }
.phone-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: rgba(1,44,192,.26); }
.phone-card span, .phone-card strong, .phone-card small { display: block; }
.phone-card span { color: var(--muted); font-size: .76rem; font-weight: 750; text-transform: uppercase; letter-spacing: .08em; }
.phone-card strong { color: var(--blue); font-size: 2rem; line-height: 1.15; margin: 9px 0 4px; letter-spacing: -.04em; }
.phone-card small { color: var(--muted); }
.phone-card.featured { color: white; background: var(--blue); border-color: var(--blue); }
.phone-card.featured span, .phone-card.featured small { color: rgba(255,255,255,.65); }
.phone-card.featured strong { color: white; font-size: clamp(1.55rem, 2.2vw, 2.35rem); }

.contact { padding: 120px 0; color: white; background: var(--navy-900); overflow: hidden; }
.contact::before { content: ""; position: absolute; width: 520px; height: 520px; border-radius: 50%; background: rgba(1,44,192,.25); filter: blur(55px); left: -260px; bottom: -260px; }
.contact-layout { display: grid; grid-template-columns: .75fr 1.05fr; gap: clamp(55px, 8vw, 120px); align-items: center; }
.contact-copy p { color: rgba(255,255,255,.6); max-width: 520px; margin: 25px 0 30px; }
.contact-card { min-height: 540px; display: grid; grid-template-columns: .75fr 1fr; border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius-lg); background: rgba(255,255,255,.04); overflow: hidden; box-shadow: 0 35px 90px rgba(0,0,0,.28); }
.contact-person { min-height: 100%; background: #171d29; overflow: hidden; }
.contact-person img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 23%; }
.contact-info { padding: 42px; display: flex; flex-direction: column; justify-content: center; }
.contact-info > div { padding: 17px 0; border-bottom: 1px solid rgba(255,255,255,.11); }
.contact-info > div:last-child { border-bottom: 0; }
.contact-info span { display: block; color: var(--green-bright); text-transform: uppercase; letter-spacing: .12em; font-size: .65rem; font-weight: 850; margin-bottom: 5px; }
.contact-info a { color: rgba(255,255,255,.78); font-size: .93rem; line-height: 1.5; transition: color .2s ease; overflow-wrap: anywhere; }
.contact-info a:hover { color: white; }

.site-footer { color: rgba(255,255,255,.62); background: var(--navy-950); }
.footer-main { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr); gap: 50px; padding: 72px 0 55px; }
.footer-brand img { width: 220px; height: auto; }
.footer-brand p { max-width: 330px; margin-top: 20px; }
.footer-main h2 { color: white; font-size: .9rem; margin: 0 0 18px; }
.footer-main > div:not(.footer-brand) { display: flex; flex-direction: column; gap: 10px; }
.footer-main a { font-size: .82rem; transition: color .2s ease; }
.footer-main a:hover { color: white; }

.footer-instagram { width: fit-content; min-height: 44px; display: inline-flex !important; flex-direction: row !important; align-items: center; gap: 10px; margin-bottom: 7px; border: 1px solid rgba(156,201,67,.34); border-radius: 999px; padding: 0 15px; color: white !important; background: rgba(124,160,44,.13); font-weight: 800; }
.footer-instagram:hover { border-color: var(--green-bright); background: rgba(124,160,44,.24); transform: translateY(-2px); }
.footer-instagram svg { width: 20px; height: 20px; flex: 0 0 auto; }
.production-credit { margin-left: auto; }
.production-credit a { color: white; font-weight: 760; text-decoration: underline; text-decoration-color: rgba(156,201,67,.65); text-underline-offset: 3px; }
.footer-bottom { min-height: 74px; padding: 18px 0; border-top: 1px solid rgba(255,255,255,.09); display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; gap: 6px; font-size: .75rem; }
.footer-bottom p { margin: 0; }
.footer-bottom .production-credit a { font-weight: 800; }


.floating-actions { position: fixed; z-index: 1100; right: 22px; bottom: 24px; display: flex; flex-direction: column; align-items: flex-end; gap: 12px; }
.floating-whatsapp { min-height: 56px; display: inline-flex; align-items: center; justify-content: center; gap: 11px; border: 0; border-radius: 999px; padding: 0 20px; color: white; background: #25d366; box-shadow: 0 16px 38px rgba(0,0,0,.26); font-size: .82rem; font-weight: 850; transition: transform .25s ease, box-shadow .25s ease, background .25s ease; }
.floating-whatsapp:hover { transform: translateY(-4px); background: #20bd5b; box-shadow: 0 20px 48px rgba(0,0,0,.32); }
.floating-whatsapp svg { width: 27px; height: 27px; flex: 0 0 auto; }
.whatsapp-form-note { color: rgba(255,255,255,.46); }
.whatsapp-form-feedback { min-height: 1em; color: #ff9898; }

.cookie-banner { position: fixed; z-index: 1200; left: 22px; right: 22px; bottom: 22px; max-width: 820px; margin: auto; display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 18px 20px; border: 1px solid rgba(255,255,255,.14); border-radius: 20px; color: white; background: rgba(5,11,20,.94); box-shadow: 0 22px 70px rgba(0,0,0,.35); backdrop-filter: blur(18px); transform: translateY(160%); transition: transform .45s cubic-bezier(.2,.8,.2,1); }
.cookie-banner.show { transform: translateY(0); }
.cookie-banner strong { display: block; margin-bottom: 3px; }
.cookie-banner p { margin: 0; color: rgba(255,255,255,.62); font-size: .78rem; }
.cookie-banner a { color: var(--green-bright); text-decoration: underline; }
.cookie-banner .btn { min-height: 44px; flex: 0 0 auto; }
.svg-sprite { position: absolute; overflow: hidden; }

.reveal { opacity: 0; transform: translateY(28px); transition: opacity .75s ease, transform .75s cubic-bezier(.2,.75,.2,1); transition-delay: var(--delay, 0ms); }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

.legal-page { min-height: 100vh; color: var(--ink); background: var(--off-white); }
.legal-header { padding: 22px 0; background: var(--navy-950); }
.legal-header img { width: 205px; }
.legal-content { max-width: 900px; margin: 0 auto; padding: 80px 20px 100px; }
.legal-content h1 { font-size: clamp(2.3rem, 5vw, 4.2rem); line-height: 1.02; letter-spacing: -.05em; }
.legal-content h2 { margin-top: 42px; }
.legal-content p, .legal-content li { color: var(--muted); }
.legal-content a { color: var(--blue); text-decoration: underline; }
.legal-back { display: inline-flex; margin-top: 32px; color: var(--blue); font-weight: 800; }

@media (max-width: 1180px) {
  .hero { min-height: auto; }
  .hero-layout { grid-template-columns: 1fr .72fr; }
  .hero-copy { grid-column: 1; }
  .hero-portrait { grid-column: 2; grid-row: 1; height: 670px; }
  .quote-card { grid-column: 1 / -1; display: grid; grid-template-columns: .65fr 1fr; gap: 34px; align-items: center; }
  .quote-form { grid-template-columns: repeat(2, 1fr); }
  .consent, .quote-form .btn, .form-feedback { grid-column: 1 / -1; }
  .phone-grid { grid-template-columns: repeat(3, 1fr); }
  .phone-card.featured { grid-column: span 2; }
}

@media (max-width: 1024px) {
  :root { --header-h: 76px; }
  .menu-toggle { display: flex; z-index: 2; }
  .main-nav { position: fixed; inset: 0; padding: 110px 28px 40px; display: flex; flex-direction: column; align-items: flex-start; gap: 12px; background: rgba(5,11,20,.98); transform: translateX(100%); transition: transform .35s cubic-bezier(.2,.8,.2,1); overflow-y: auto; }
  .main-nav.open { transform: translateX(0); }
  .main-nav a { width: 100%; font-size: 1.15rem; padding: 9px 0 !important; }
  .main-nav .nav-cta { width: auto; margin-top: 14px; padding: 13px 20px !important; }
  .menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .section { padding: 95px 0; }
  .section-heading { gap: 34px; }
  .insurance-carousel, .insurance-carousel-stage { min-height: 612px; }
  .insurance-slide { grid-template-columns: minmax(0, 1.18fr) minmax(320px, .82fr); }
  .insurance-slide-media { min-height: 580px; }
  .coverage-layout, .about-layout, .faq-layout, .contact-layout { grid-template-columns: 1fr; }
  .coverage-layout { gap: 55px; }
  .about-image { min-height: 650px; }
  .faq-intro { position: static; }
  .contact-card { max-width: 820px; }
  .footer-main { grid-template-columns: 1.4fr repeat(2, 1fr); }
  .footer-main > div:last-child { grid-column: 2; }
}

@media (max-width: 760px) {
  :root { --container: min(100% - 28px, 1320px); }
  .brand img { width: 170px; }
  .hero { padding: 118px 0 65px; }
  .hero-layout { display: flex; flex-direction: column; align-items: stretch; }
  .hero h1 { font-size: clamp(2.75rem, 13.5vw, 4rem); }
  .hero-copy > p { font-size: 1rem; }
  .hero-proof { gap: 16px; flex-wrap: wrap; }
  .hero-proof li { min-width: calc(50% - 8px); border-right: 0; margin: 0; padding: 0; }
  .hero-portrait { order: 2; width: 100%; height: 580px; }
  .portrait-frame { border-radius: 180px 180px 26px 26px; }
  .quote-card { order: 3; display: block; padding: 24px 20px; }
  .quote-form { display: grid; grid-template-columns: 1fr; }
  .consent, .quote-form .btn, .form-feedback { grid-column: auto; }
  .trust-grid { grid-template-columns: 1fr; padding: 18px 0; }
  .trust-grid > div, .trust-grid > div:first-child { border: 0; border-bottom: 1px solid var(--line); padding: 20px 8px; }
  .trust-grid > div:last-child { border-bottom: 0; }
  .section-heading { display: block; margin-bottom: 38px; }
  .section-heading > p { margin-top: 20px; }
  .insurance-carousel, .insurance-carousel-stage { min-height: 824px; }
  .insurance-slide { grid-template-columns: 1fr; grid-template-rows: 390px 1fr; padding: 12px; }
  .insurance-slide-media { min-height: 390px; border-radius: 24px 24px 0 0; }
  .insurance-slide-media::after { background: linear-gradient(180deg, transparent 56%, rgba(5,11,20,.72) 100%); }
  .insurance-slide-copy { min-height: 404px; border-radius: 0 0 24px 24px; padding: 40px 26px 78px; }
  .insurance-slide-copy h3 { font-size: clamp(2.45rem, 11vw, 3.6rem); }
  .insurance-slide-copy h3.insurance-slide-title-long { font-size: clamp(1.9rem, 8.2vw, 2.8rem); line-height: 1.04; }
  .insurance-carousel-toggle { left: 16px; right: auto; bottom: 15px; }
  .insurance-category-menu { gap: 7px; }
  .insurance-category { min-height: 34px; padding: 0 11px; font-size: .69rem; }
  .process-grid { grid-template-columns: 1fr; gap: 22px; }
  .process-line { width: 1px; height: 42px; margin: 0 auto; background: linear-gradient(180deg, var(--line), var(--green), var(--line)); }
  .about-image { min-height: 510px; }
  .experience-seal { width: 118px; height: 118px; }
  .experience-seal strong { font-size: 2rem; }
  .phone-grid { grid-template-columns: repeat(2, 1fr); }
  .phone-card.featured { grid-column: 1 / -1; }
  .contact-card { grid-template-columns: 1fr; }
  .contact-person { height: 480px; }
  .contact-info { padding: 30px 24px; }
  .footer-main { grid-template-columns: repeat(2, 1fr); gap: 36px 24px; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-main > div:last-child { grid-column: auto; }
  .footer-bottom { padding: 20px 0; flex-direction: column; align-items: center; justify-content: center; text-align: center; gap: 4px; }
  .floating-actions { right: 14px; bottom: 15px; }
  .cookie-banner { left: 14px; right: 14px; bottom: 14px; flex-direction: column; align-items: stretch; gap: 14px; }
}

@media (max-width: 480px) {
  .hero-actions, .contact-actions { flex-direction: column; }
  .hero-actions .btn, .contact-actions .btn { width: 100%; }
  .hero-portrait { height: 500px; }
  .insurance-carousel, .insurance-carousel-stage { min-height: 786px; }
  .insurance-slide { grid-template-rows: 340px 1fr; padding: 10px; }
  .insurance-slide-media { min-height: 340px; }
  .insurance-slide-copy { min-height: 420px; padding: 34px 22px 74px; }
  .insurance-carousel-toggle { max-width: calc(100% - 28px); }
  .floating-whatsapp { min-height: 54px; padding: 0 17px; }
  .section { padding: 78px 0; }
  .section-heading h2, .coverage-copy h2, .about-copy h2, .faq-intro h2, .contact-copy h2 { font-size: 2.35rem; }
  .phone-grid { grid-template-columns: 1fr; }
  .contact-person { height: 400px; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-brand, .footer-main > div:last-child { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; scroll-behavior: auto !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

/* ===== Premium refinement update ===== */
:root {
  --green: #b88b2b;
  --green-bright: #efd27c;
  --accent-dark: #8e6517;
}

body {
  background: var(--navy-950);
}

.btn-primary {
  color: #09111d;
  background: linear-gradient(135deg, #f0d88a 0%, #caa24b 45%, #a9781c 100%);
  box-shadow: 0 16px 40px rgba(202, 162, 75, .28);
}
.btn-primary:hover { box-shadow: 0 18px 48px rgba(202, 162, 75, .4); }
.btn-light { color: #09111d; }
.btn-green {
  color: #fff;
  background: linear-gradient(135deg, #25d366, #1daa52);
  box-shadow: 0 14px 36px rgba(37,211,102,.28);
}

.site-header.scrolled { background: rgba(3, 8, 16, .9); }
.main-nav > a:not(.nav-cta)::after,
.eyebrow > span { background: var(--green-bright); }
.process-line { background: linear-gradient(90deg, rgba(255,255,255,.08), var(--green), rgba(255,255,255,.08)); }

.hero-premium {
  min-height: 100vh;
  padding: 152px 0 88px;
  background:
    radial-gradient(circle at 16% 18%, rgba(202,162,75,.15), transparent 24%),
    radial-gradient(circle at 84% 22%, rgba(17,72,182,.18), transparent 22%),
    linear-gradient(135deg, #040914 0%, #08111f 38%, #0b1830 100%);
}
.hero-glow-gold { width: 340px; height: 340px; background: rgba(202,162,75,.8); right: -30px; bottom: 10%; filter: blur(54px); }
.premium-hero-layout {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(0, 1.05fr);
  gap: clamp(38px, 5vw, 78px);
  align-items: center;
}
.hero-copy > p { color: rgba(255,255,255,.74); max-width: 690px; }
.hero-proof strong { color: var(--green-bright); }
.hero-proof span { color: rgba(255,255,255,.58); }
.hero-showcase {
  position: relative;
  min-height: 700px;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(260px, .72fr);
  gap: 20px;
  align-items: stretch;
}
.hero-showcase-stack { display: grid; gap: 20px; }
.hero-showcase-card {
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  min-height: 320px;
  background: #0b1220;
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: 0 30px 80px rgba(0,0,0,.34);
  transform: translateZ(0);
}
.hero-showcase-main { min-height: 700px; animation: heroFloatMain 9s ease-in-out infinite; }
.hero-showcase-home { animation: heroFloatSmall 8.5s ease-in-out infinite -1.2s; }
.hero-showcase-family { animation: heroFloatSmall 9.5s ease-in-out infinite -3.6s; }
@keyframes heroFloatMain { 50% { transform: translateY(-8px); } }
@keyframes heroFloatSmall { 50% { transform: translateY(10px); } }
.hero-showcase-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
  filter: saturate(.95) contrast(1.05);
}
.hero-showcase-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(5,11,20,.08) 20%, rgba(5,11,20,.82) 100%);
}
.hero-showcase-overlay {
  position: absolute;
  left: 26px;
  right: 26px;
  bottom: 26px;
  z-index: 2;
}
.hero-showcase-overlay span {
  display: inline-block;
  margin-bottom: 10px;
  color: var(--green-bright);
  text-transform: uppercase;
  letter-spacing: .15em;
  font-size: .68rem;
  font-weight: 850;
}
.hero-showcase-overlay strong {
  display: block;
  color: #fff;
  font-size: clamp(1.25rem, 2vw, 1.9rem);
  line-height: 1.15;
}
.hero-showcase-overlay.small strong { font-size: 1.12rem; }

.trust-bar {
  background: linear-gradient(180deg, #0a1322, #0c1728);
  border-top: 1px solid rgba(255,255,255,.08);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.trust-grid > div,
.trust-grid > div:first-child { border-color: rgba(255,255,255,.08); }
.trust-icon {
  color: #09111d;
  background: linear-gradient(135deg, #efd27c, #caa24b);
}
.trust-grid p { color: rgba(255,255,255,.68); }
.trust-grid strong { color: #fff; }

.services,
.process,
.about,
.insurers,
.useful-phones,
.contact {
  background: linear-gradient(180deg, #08111d 0%, #0c1625 100%);
  color: #fff;
}
.services { border-top: 1px solid rgba(255,255,255,.06); }
.process { background: linear-gradient(180deg, #09111d 0%, #0d1828 100%); }
.about { background: linear-gradient(180deg, #0b1422 0%, #0e1a2a 100%); }
.insurers { background: linear-gradient(180deg, #08111d 0%, #0b1623 100%); }
.useful-phones { background: linear-gradient(180deg, #09111d 0%, #0c1522 100%); }
.contact { background: linear-gradient(180deg, #0b1422 0%, #0f1b2d 100%); }

.services .section-heading h2,
.services .section-heading > p,
.process .section-heading h2,
.process .section-heading > p,
.about .about-copy h2,
.about .about-copy .lead,
.about .about-copy > p,
.insurers .section-heading h2,
.insurers .section-heading > p,
.useful-phones .section-heading h2,
.useful-phones .section-heading > p,
.contact .contact-copy h2,
.contact .contact-copy > p,
.testimonials .section-heading h2,
.testimonials .section-heading > p,
.faq .faq-intro h2,
.faq .faq-intro p { color: #fff; }
.services .section-heading > p,
.process .section-heading > p,
.about .about-copy > p:not(.lead),
.useful-phones .section-heading > p,
.contact .contact-copy > p,
.testimonials .section-heading > p,
.insurers .section-heading > p { color: rgba(255,255,255,.68); }
.eyebrow.dark { color: var(--green-bright); }

.insurance-carousel {
  border: 1px solid rgba(202,162,75,.16);
  background: linear-gradient(135deg, #07101c 0%, #0a1528 55%, #09111d 100%);
}
.insurance-slide-media::before {
  background: radial-gradient(circle at 25% 30%, rgba(202,162,75,.18), transparent 42%), radial-gradient(circle at 85% 50%, rgba(23,72,239,.16), transparent 38%);
}
.insurance-slide-copy::before { background: rgba(202,162,75,.14); }
.insurance-slide-kicker { color: var(--green-bright); }
.insurance-category {
  border-color: rgba(255,255,255,.12);
  color: rgba(255,255,255,.76);
  background: rgba(255,255,255,.05);
}
.insurance-category:hover { border-color: rgba(202,162,75,.38); box-shadow: 0 10px 20px rgba(0,0,0,.16); }
.insurance-category.is-active {
  color: #09111d;
  border-color: var(--green);
  background: linear-gradient(135deg, #efd27c, #caa24b);
}

.coverage-item { background: rgba(255,255,255,.04); }
.coverage-item:hover { border-color: rgba(202,162,75,.58); }
.coverage-item > span {
  color: #fff;
  border-color: rgba(202,162,75,.45);
  background: rgba(202,162,75,.18);
}

.process-step > span {
  color: #09111d;
  background: linear-gradient(135deg, #efd27c, #caa24b);
  box-shadow: 0 16px 35px rgba(202,162,75,.22);
}
.process-step p { color: rgba(255,255,255,.68); }

.about-image { border: 1px solid rgba(202,162,75,.16); }
.experience-seal {
  color: #09111d;
  background: linear-gradient(135deg, #f0d88a 0%, #caa24b 46%, #a9781c 100%);
  border: 1px solid rgba(255,255,255,.25);
  box-shadow: 0 20px 46px rgba(0,0,0,.25);
}
.about-principles { border-top-color: rgba(255,255,255,.1); }
.about-principles details { border-bottom-color: rgba(255,255,255,.1); }
.about-principles summary::after { color: var(--green-bright); }
.about-principles details p { color: rgba(255,255,255,.66); }

.testimonials {
  overflow: hidden;
  background: linear-gradient(180deg, #0a1322 0%, #0e1b2d 100%);
  color: #fff;
}
.reviews-summary {
  display: grid;
  grid-template-columns: minmax(300px, .48fr) 1fr;
  gap: 24px;
  align-items: center;
  margin-bottom: 34px;
}
.reviews-score-card {
  padding: 26px;
  border-radius: 26px;
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(202,162,75,.2);
  box-shadow: 0 24px 64px rgba(0,0,0,.2);
}
.reviews-score-card img { width: 180px; height: auto; margin-bottom: 14px; }
.reviews-score-card p { margin: 0; color: rgba(255,255,255,.68); }
.reviews-pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}
.reviews-pill-list span {
  padding: 12px 16px;
  border-radius: 999px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.08);
  color: rgba(255,255,255,.84);
  font-size: .84rem;
  font-weight: 700;
}
.reviews-marquee {
  width: 100%;
  overflow: hidden;
  padding-bottom: 4px;
  mask-image: linear-gradient(90deg, transparent, black 7%, black 93%, transparent);
}
.reviews-track {
  width: max-content;
  display: flex;
  gap: 18px;
  animation: testimonialsMarquee 55s linear infinite;
}
.reviews-marquee:hover .reviews-track { animation-play-state: paused; }
@keyframes testimonialsMarquee { to { transform: translateX(calc(-50% - 9px)); } }
.review-card {
  width: 370px;
  min-height: 260px;
  padding: 24px;
  border-radius: 24px;
  background: linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.03));
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: 0 18px 48px rgba(0,0,0,.2);
}
.review-card-head {
  display: flex;
  flex-direction: column;
  gap: 4px;
  margin-bottom: 12px;
}
.review-card-head strong { font-size: 1rem; color: #fff; }
.review-card-head span { color: var(--green-bright); font-size: .76rem; font-weight: 700; }
.review-card p { margin: 0; color: rgba(255,255,255,.72); font-size: .9rem; line-height: 1.6; }

.logo-card {
  border-color: rgba(255,255,255,.08);
  background: rgba(255,255,255,.04);
}
.logo-card:hover { border-color: rgba(202,162,75,.3); }
.insurer-note { color: rgba(255,255,255,.65); }

.phone-card {
  border-color: rgba(255,255,255,.08);
  background: rgba(255,255,255,.04);
}
.phone-card:hover { border-color: rgba(202,162,75,.26); }
.phone-card span, .phone-card small { color: rgba(255,255,255,.62); }
.phone-card strong { color: #fff; }
.phone-card.featured {
  background: linear-gradient(135deg, rgba(202,162,75,.16), rgba(255,255,255,.04));
}

.premium-contact-layout {
  display: grid;
  grid-template-columns: minmax(0, .85fr) minmax(380px, .95fr);
  gap: clamp(36px, 5vw, 72px);
  align-items: start;
}
.contact-info-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 30px 0 24px;
}
.contact-info-card {
  padding: 20px;
  border-radius: 20px;
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.08);
}
.contact-info-card span {
  display: block;
  margin-bottom: 8px;
  color: var(--green-bright);
  font-size: .72rem;
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: .12em;
}
.contact-info-card a { color: #fff; line-height: 1.55; }
.quote-card {
  color: #fff;
  background: linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.04));
  border: 1px solid rgba(202,162,75,.18);
  box-shadow: 0 36px 90px rgba(0,0,0,.28);
}
.quote-card::before { border-color: rgba(202,162,75,.24); }
.quote-card-head p { color: rgba(255,255,255,.66); }
.quote-card h2, .quote-card h3 { color: #fff; }
.quote-form label > span:first-child { color: rgba(255,255,255,.82); }
.quote-form input,
.quote-form select {
  border-color: rgba(255,255,255,.1);
  color: #fff;
  background: rgba(255,255,255,.06);
}
.quote-form input::placeholder { color: rgba(255,255,255,.38); }
.quote-form input:focus,
.quote-form select:focus {
  border-color: rgba(202,162,75,.56);
  box-shadow: 0 0 0 4px rgba(202,162,75,.12);
  background: rgba(255,255,255,.08);
}
.quote-form select option { color: #09111d; }
.consent span { color: rgba(255,255,255,.6) !important; }
.consent a { color: var(--green-bright); }
.form-feedback { color: #ffd5d5; }

.site-footer {
  background: linear-gradient(180deg, #050b14, #02060d);
}
.footer-brand p,
.site-footer a,
.site-footer p { color: rgba(255,255,255,.66); }
.footer-instagram { color: #fff; }
.footer-instagram span { color: var(--green-bright); }
.footer-bottom { border-top-color: rgba(255,255,255,.08); }

@media (max-width: 1180px) {
  .premium-hero-layout,
  .premium-contact-layout,
  .reviews-summary {
    grid-template-columns: 1fr;
  }
  .hero-showcase { min-height: auto; }
  .hero-showcase-main { min-height: 520px; }
}

@media (max-width: 760px) {
  .hero-premium { min-height: auto; padding: 118px 0 68px; }
  .hero-showcase {
    grid-template-columns: 1fr;
    min-height: auto;
  }
  .hero-showcase-main { min-height: 420px; }
  .hero-showcase-card { min-height: 250px; }
  .hero-showcase-stack { grid-template-columns: 1fr; }
  .reviews-track { animation-duration: 70s; }
  .review-card { width: 310px; min-height: 240px; }
  .contact-info-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .review-card { width: 280px; }
  .reviews-score-card { padding: 22px; }
}

/* Logo dourada vertical no cabeçalho */
:root { --header-h: 104px; }
.brand img { width: auto; height: 86px; object-fit: contain; }
.site-header.scrolled { --header-h: 84px; }
.site-header.scrolled .brand img { height: 70px; }
.footer-brand img { width: auto; height: 150px; }
@media (max-width: 760px) {
  :root { --header-h: 88px; }
  .brand img { width: auto; height: 72px; }
  .site-header.scrolled .brand img { height: 62px; }
  .hero-premium { padding-top: 112px; }
}

/* ===== Identidade original azul, branco e verde ===== */
:root {
  --navy-950: #030814;
  --navy-900: #07101f;
  --navy-850: #0b1728;
  --navy-800: #102039;
  --blue: #012cc0;
  --blue-bright: #1748ef;
  --green: #7ca02c;
  --green-bright: #9cc943;
  --accent-dark: #062264;
}

.site-header {
  background: rgba(3, 8, 20, .96);
  border-bottom: 1px solid rgba(255,255,255,.08);
  backdrop-filter: blur(18px);
}
.site-header.scrolled { background: rgba(3,8,20,.97); }
.header-inner { gap: 18px; }
.brand img {
  height: 74px;
  width: auto;
  border-radius: 10px;
}
.site-header.scrolled .brand img { height: 64px; }
.main-nav { gap: clamp(10px, 1.1vw, 20px); font-size: .79rem; }
.main-nav > a:not(.nav-cta)::after,
.eyebrow > span { background: var(--green-bright); }
.header-whatsapp {
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  flex: 0 0 auto;
  padding: 0 14px;
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 999px;
  color: #fff;
  background: rgba(23,72,239,.14);
  font-size: .78rem;
  font-weight: 800;
  white-space: nowrap;
  transition: transform .25s ease, background .25s ease, border-color .25s ease;
}
.header-whatsapp:hover {
  transform: translateY(-2px);
  background: rgba(23,72,239,.25);
  border-color: rgba(156,201,67,.45);
}
.header-whatsapp svg { width: 20px; height: 20px; color: #25d366; }

.hero-premium {
  background:
    radial-gradient(circle at 16% 18%, rgba(23,72,239,.20), transparent 26%),
    radial-gradient(circle at 84% 22%, rgba(124,160,44,.16), transparent 23%),
    linear-gradient(135deg, #030814 0%, #07101f 42%, #0b1b36 100%);
}
.hero-glow-green {
  width: 330px;
  height: 330px;
  background: rgba(124,160,44,.7);
  right: -30px;
  bottom: 10%;
  filter: blur(54px);
}
.hero-proof strong { color: #fff; }

.btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--blue-bright), var(--blue));
  box-shadow: 0 16px 40px rgba(1,44,192,.32);
}
.btn-primary:hover { box-shadow: 0 19px 48px rgba(1,44,192,.48); }

.trust-icon,
.process-step > span,
.experience-seal {
  color: #fff;
  background: linear-gradient(135deg, var(--blue-bright), var(--blue));
  box-shadow: 0 16px 35px rgba(1,44,192,.25);
}
.experience-seal { border-color: rgba(255,255,255,.24); }

.insurance-carousel { border-color: rgba(23,72,239,.2); }
.insurance-slide-media::before {
  background: radial-gradient(circle at 25% 30%, rgba(124,160,44,.18), transparent 42%), radial-gradient(circle at 85% 50%, rgba(23,72,239,.2), transparent 38%);
}
.insurance-slide-copy::before { background: rgba(23,72,239,.18); }
.insurance-category:hover { border-color: rgba(23,72,239,.42); }
.insurance-category.is-active {
  color: #fff;
  border-color: var(--blue-bright);
  background: linear-gradient(135deg, var(--blue-bright), var(--blue));
}
.coverage-item:hover { border-color: rgba(124,160,44,.64); }
.coverage-item > span {
  color: var(--green-bright);
  border-color: rgba(124,160,44,.48);
  background: rgba(124,160,44,.13);
}
.about-image,
.reviews-score-card,
.quote-card { border-color: rgba(23,72,239,.22); }
.reviews-score-card { box-shadow: 0 24px 64px rgba(1,44,192,.12); }
.review-card-head span,
.contact-info-card span,
.footer-instagram span { color: var(--green-bright); }
.logo-card:hover,
.phone-card:hover { border-color: rgba(23,72,239,.38); }
.phone-card.featured { background: linear-gradient(135deg, rgba(23,72,239,.17), rgba(255,255,255,.04)); }
.quote-card::before { border-color: rgba(23,72,239,.28); }

.quote-form input,
.quote-form select,
.quote-form textarea {
  width: 100%;
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px;
  padding: 0 13px;
  color: #fff;
  background: rgba(255,255,255,.06);
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.quote-form textarea {
  min-height: 128px;
  padding: 13px;
  resize: vertical;
  line-height: 1.5;
}
.quote-form input::placeholder,
.quote-form textarea::placeholder { color: rgba(255,255,255,.38); }
.quote-form input:focus,
.quote-form select:focus,
.quote-form textarea:focus {
  border-color: var(--blue-bright);
  box-shadow: 0 0 0 4px rgba(23,72,239,.14);
  background: rgba(255,255,255,.08);
}
.quote-message-field { grid-column: 1 / -1; }

.logo-marquee.insurer-popup-open .logo-track { animation-play-state: paused; }
.insurer-logo-card {
  appearance: none;
  padding: 0;
  cursor: pointer;
  color: inherit;
}
.insurer-logo-card:focus-visible {
  outline: 3px solid rgba(23,72,239,.55);
  outline-offset: 3px;
}
.insurer-popover {
  position: fixed;
  z-index: 1500;
  width: min(400px, calc(100vw - 28px));
  padding: 22px;
  border: 1px solid rgba(23,72,239,.38);
  border-radius: 22px;
  color: #fff;
  background: rgba(5,13,27,.98);
  box-shadow: 0 28px 80px rgba(0,0,0,.48);
  backdrop-filter: blur(20px);
  animation: insurerPopoverIn .22s ease both;
}
@keyframes insurerPopoverIn {
  from { opacity: 0; transform: translateY(8px) scale(.98); }
  to { opacity: 1; transform: none; }
}
.insurer-popover-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 18px;
  margin-bottom: 16px;
}
.insurer-popover-head span {
  color: var(--green-bright);
  font-size: .65rem;
  font-weight: 850;
  letter-spacing: .14em;
  text-transform: uppercase;
}
.insurer-popover-head h3 {
  margin: 4px 0 0;
  font-size: 1.45rem;
  line-height: 1.15;
}
.insurer-popover-close {
  width: 36px;
  height: 36px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 50%;
  padding: 0;
  color: #fff;
  background: rgba(255,255,255,.06);
  font-size: 1.35rem;
  line-height: 1;
}
.insurer-contact-list { display: grid; gap: 9px; }
.insurer-contact-item {
  display: block;
  padding: 13px 14px;
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 14px;
  background: rgba(255,255,255,.045);
  transition: border-color .2s ease, background .2s ease, transform .2s ease;
}
.insurer-contact-item:hover {
  transform: translateY(-1px);
  border-color: rgba(23,72,239,.45);
  background: rgba(23,72,239,.1);
}
.insurer-contact-item span {
  display: block;
  color: rgba(255,255,255,.58);
  font-size: .68rem;
  line-height: 1.35;
}
.insurer-contact-item strong {
  display: block;
  margin-top: 3px;
  color: #fff;
  font-size: .98rem;
}
.insurer-popover-note {
  margin: 15px 0 12px;
  color: rgba(255,255,255,.6);
  font-size: .74rem;
  line-height: 1.5;
}
.insurer-official-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #fff;
  font-size: .78rem;
  font-weight: 800;
}
.insurer-official-link span { color: var(--green-bright); }

.footer-brand img { height: 96px; }

@media (max-width: 1220px) {
  .main-nav { gap: 10px; font-size: .72rem; }
  .header-whatsapp { padding: 0 11px; }
}

@media (max-width: 1024px) {
  .header-inner { justify-content: flex-start; }
  .brand { margin-right: auto; }
  .header-whatsapp { order: 2; }
  .menu-toggle { order: 3; }
  .main-nav { order: 4; }
}

@media (max-width: 760px) {
  .brand img { height: 58px; }
  .site-header.scrolled .brand img { height: 54px; }
  .header-whatsapp { min-height: 40px; font-size: .72rem; padding: 0 10px; }
  .insurer-popover { width: auto; max-height: calc(100vh - 110px); overflow-y: auto; }
}

@media (max-width: 520px) {
  .brand img { height: 48px; }
  .site-header.scrolled .brand img { height: 46px; }
  .header-whatsapp span { display: none; }
  .header-whatsapp { width: 42px; padding: 0; justify-content: center; }
}

/* ===== Renafort v6.4: experiência, contraste e navegação ===== */
:root {
  --soft-white: #f1f3f5;
  --soft-white-2: #e9edf1;
  --soft-card: #ffffff;
  --green-deep: #63841f;
  --gold-premium: #d6a937;
  --gold-premium-light: #f2d67d;
}

body {
  color: #102039;
  background: var(--soft-white);
}

/* Cabeçalho claro para destacar a marca azul e branca */
.site-header,
.site-header.scrolled {
  background: rgba(238, 242, 246, .98);
  border-bottom: 1px solid rgba(8, 35, 77, .12);
  box-shadow: 0 8px 28px rgba(3, 15, 35, .08);
  backdrop-filter: blur(18px);
}
.site-header.scrolled { --header-h: 82px; }
.header-inner { min-width: 0; }
.brand { min-width: 0; }
.brand img {
  height: 72px;
  max-width: min(280px, 31vw);
  object-fit: contain;
  border-radius: 10px;
  box-shadow: 0 10px 26px rgba(3, 15, 35, .14);
}
.site-header.scrolled .brand img { height: 62px; }
.main-nav { color: #26364c; }
.main-nav > a:hover,
.main-nav > a.active { color: var(--blue); }
.main-nav > a:not(.nav-cta)::after { background: var(--blue-bright); }
.header-whatsapp {
  color: #fff;
  background: linear-gradient(135deg, var(--blue-bright), var(--blue));
  border-color: rgba(1,44,192,.28);
  box-shadow: 0 10px 24px rgba(1,44,192,.22);
}
.header-whatsapp:hover {
  background: linear-gradient(135deg, #2458ff, #082c9d);
  border-color: var(--blue-bright);
}
.header-whatsapp svg { color: #fff; }
.menu-toggle {
  border-color: rgba(1,44,192,.28);
  background: #fff;
  box-shadow: 0 8px 20px rgba(3,15,35,.1);
}
.menu-toggle span { background: var(--blue); }

/* HERO permanece escura */
.hero-proof span {
  color: var(--green-bright);
  font-weight: 700;
}
.hero-showcase-overlay span { color: var(--green-bright); }

/* Dobras claras e escuras alternadas */
.trust-bar,
.services,
.process,
.testimonials,
.insurers,
.useful-phones {
  color: #102039;
  background: linear-gradient(180deg, var(--soft-white) 0%, var(--soft-white-2) 100%);
}
.contact {
  color: #fff;
  background: linear-gradient(145deg, #07101f 0%, #0d203c 100%);
}
.coverages,
.faq { color: #fff; }
.about {
  color: #fff;
  background: linear-gradient(180deg, #0b1422 0%, #0e1a2a 100%);
}

.services .section-heading h2,
.process .section-heading h2,
.testimonials .section-heading h2,
.insurers .section-heading h2,
.useful-phones .section-heading h2 {
  color: #102039;
}
.services .section-heading > p,
.process .section-heading > p,
.testimonials .section-heading > p,
.insurers .section-heading > p,
.useful-phones .section-heading > p {
  color: #657083;
}
.services .eyebrow.dark,
.process .eyebrow.dark,
.testimonials .eyebrow.dark,
.insurers .eyebrow.dark,
.useful-phones .eyebrow.dark { color: var(--blue); }

/* Elementos informativos não clicáveis em verde */
.trust-icon,
.process-step > span {
  color: #fff;
  background: linear-gradient(135deg, var(--green-bright), var(--green-deep));
  box-shadow: 0 14px 30px rgba(124,160,44,.24);
}
.coverage-item > span {
  color: #fff;
  border-color: rgba(156,201,67,.5);
  background: linear-gradient(135deg, rgba(156,201,67,.34), rgba(99,132,31,.42));
}
.experience-seal {
  color: #fff;
  background: linear-gradient(145deg, #9cc943 0%, #6f9227 54%, #7e8791 100%);
  border: 7px solid rgba(220,225,230,.94);
  box-shadow: 0 18px 48px rgba(0,0,0,.3), inset 0 1px 0 rgba(255,255,255,.4);
}
.experience-seal::before {
  content: "";
  position: absolute;
  inset: 10px;
  border: 1px solid rgba(255,255,255,.4);
  border-radius: 50%;
}
.experience-seal strong,
.experience-seal span { position: relative; z-index: 1; }
.reviews-pill-list span {
  color: #36530c;
  background: rgba(156,201,67,.14);
  border-color: rgba(124,160,44,.25);
}

/* Botões clicáveis azuis; WhatsApp flutuante continua verde */
.btn-primary,
.insurance-carousel-toggle,
.insurer-popover-close {
  color: #fff;
  background: linear-gradient(135deg, var(--blue-bright), var(--blue));
  border-color: rgba(23,72,239,.35);
}
.floating-whatsapp,
.btn-green {
  background: #25d366;
}

/* Categorias verdes, somente texto */
.insurance-category {
  min-height: 42px;
  padding: 0 17px;
  color: #35500f;
  border-color: rgba(124,160,44,.34);
  background: rgba(156,201,67,.14);
  box-shadow: 0 8px 20px rgba(75,99,22,.06);
}
.insurance-category:hover {
  color: #fff;
  border-color: var(--green-deep);
  background: var(--green);
  box-shadow: 0 12px 24px rgba(124,160,44,.2);
}
.insurance-category.is-active {
  color: #fff;
  border-color: var(--green-deep);
  background: linear-gradient(135deg, var(--green-bright), var(--green-deep));
  box-shadow: 0 12px 26px rgba(124,160,44,.25);
}
.insurance-category.is-premium span,
.insurance-category.is-premium.is-active span {
  color: var(--gold-premium);
  text-shadow: 0 1px 0 rgba(0,0,0,.18);
}
.insurance-category.is-premium {
  border-color: rgba(214,169,55,.48);
  background: rgba(214,169,55,.1);
}
.insurance-category.is-premium:hover,
.insurance-category.is-premium.is-active {
  background: linear-gradient(135deg, #0f2446, #07101f);
  border-color: var(--gold-premium);
}
.insurance-slide-premium .insurance-slide-kicker,
.insurance-slide-premium .insurance-slide-copy h3 {
  color: var(--gold-premium-light);
}
.insurance-slide-premium .insurance-slide-copy {
  background: linear-gradient(135deg, rgba(11,28,53,.98), rgba(4,9,17,.99));
}
.insurance-slide-premium .insurance-slide-copy::after {
  content: "PREMIUM";
  position: absolute;
  right: 28px;
  top: 26px;
  color: var(--gold-premium-light);
  border: 1px solid rgba(214,169,55,.35);
  border-radius: 999px;
  padding: 7px 11px;
  font-size: .61rem;
  font-weight: 850;
  letter-spacing: .16em;
}

/* Seções claras */
.trust-grid > div,
.trust-grid > div:first-child { border-color: rgba(16,32,57,.1); }
.trust-grid p { color: #657083; }
.trust-grid strong { color: #102039; }
.process-step h3 { color: #102039; }
.process-step p { color: #657083; }
.process-line { background: linear-gradient(90deg, rgba(16,32,57,.12), var(--green), rgba(16,32,57,.12)); }

.testimonials .reviews-score-card,
.testimonials .review-card {
  color: #102039;
  background: #fff;
  border-color: rgba(1,44,192,.12);
  box-shadow: 0 18px 45px rgba(16,32,57,.09);
}
.testimonials .reviews-score-card p,
.testimonials .review-card p { color: #596477; }
.testimonials .review-card-head strong { color: #102039; }
.testimonials .review-card-head span { color: var(--green-deep); }

.insurers .logo-card {
  border-color: rgba(16,32,57,.1);
  background: #fff;
  filter: grayscale(.12);
  opacity: .9;
  box-shadow: 0 12px 28px rgba(16,32,57,.06);
}
.insurers .logo-card:hover {
  filter: none;
  opacity: 1;
  border-color: rgba(1,44,192,.32);
}
.insurer-note { color: #657083; }
.insurer-note span { color: var(--green-deep); }

.useful-phones .phone-card {
  color: #102039;
  border-color: rgba(16,32,57,.1);
  background: #fff;
}
.useful-phones .phone-card span,
.useful-phones .phone-card small { color: #657083; }
.useful-phones .phone-card strong { color: #102039; }
.useful-phones .phone-card.featured {
  background: linear-gradient(135deg, rgba(23,72,239,.10), #fff);
}

/* Sobre Nós preservado escuro */
.about .about-copy h2,
.about .about-copy .lead { color: #fff; }
.about .about-copy > p:not(.lead),
.about .about-principles details p { color: rgba(255,255,255,.7); }
.about .about-principles,
.about .about-principles details { border-color: rgba(255,255,255,.11); }
.about .about-principles summary::after { color: var(--green-bright); }

/* Diretório completo de seguradoras */
.insurer-directory {
  margin-top: 42px;
  display: grid;
  grid-template-columns: minmax(290px, .72fr) minmax(0, 1fr);
  gap: 24px;
  padding: 28px;
  border: 1px solid rgba(16,32,57,.1);
  border-radius: 28px;
  background: rgba(255,255,255,.72);
  box-shadow: 0 22px 54px rgba(16,32,57,.08);
}
.insurer-directory-copy h3 {
  margin: 12px 0 10px;
  color: #102039;
  font-size: clamp(1.65rem, 2.5vw, 2.45rem);
  line-height: 1.08;
  letter-spacing: -.035em;
}
.insurer-directory-copy p { margin: 0 0 20px; color: #657083; }
.insurer-select-label {
  display: block;
  margin: 0 0 7px 2px;
  color: #28384f;
  font-size: .76rem;
  font-weight: 850;
}
.insurer-select {
  width: 100%;
  min-height: 54px;
  border: 1px solid rgba(1,44,192,.22);
  border-radius: 14px;
  padding: 0 15px;
  color: #102039;
  background: #fff;
  outline: none;
  font: inherit;
}
.insurer-select:focus {
  border-color: var(--blue-bright);
  box-shadow: 0 0 0 4px rgba(23,72,239,.1);
}
.insurer-directory-result {
  min-height: 260px;
  display: flex;
  align-items: stretch;
}
.insurer-directory-placeholder,
.insurer-directory-card {
  width: 100%;
  padding: 26px;
  border-radius: 22px;
  color: #fff;
  background: linear-gradient(145deg, #07101f 0%, #10284c 100%);
  border: 1px solid rgba(23,72,239,.24);
}
.insurer-directory-placeholder {
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
}
.insurer-directory-placeholder strong { font-size: 1.2rem; }
.insurer-directory-placeholder p { margin: 8px auto 0; max-width: 440px; color: rgba(255,255,255,.64); }
.insurer-directory-kicker {
  color: var(--green-bright);
  text-transform: uppercase;
  letter-spacing: .15em;
  font-size: .66rem;
  font-weight: 850;
}
.insurer-directory-card h4 { margin: 7px 0 16px; font-size: 1.65rem; }
.insurer-directory-card small { display: block; color: rgba(255,255,255,.44); line-height: 1.45; }

/* Formulário e contato permanecem em dobra azul */
.contact .contact-copy h2 { color: #fff; }
.contact .contact-copy > p { color: rgba(255,255,255,.68); }

/* Mobile: cabeçalho fixo sem estouro horizontal e menu em gaveta */
@media (max-width: 1120px) {
  .main-nav { font-size: .7rem; gap: 9px; }
  .header-whatsapp { padding: 0 11px; }
}

@media (max-width: 1024px) {
  :root { --header-h: 82px; }
  .site-header,
  .site-header.scrolled { height: var(--header-h); }
  .header-inner {
    width: min(100% - 24px, 1320px);
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto auto;
    align-items: center;
    gap: 9px;
  }
  .brand {
    min-width: 0;
    overflow: hidden;
    margin: 0;
  }
  .brand img,
  .site-header.scrolled .brand img {
    height: 58px;
    max-width: 100%;
  }
  .header-whatsapp {
    order: initial;
    min-height: 42px;
    max-width: 176px;
  }
  .menu-toggle {
    order: initial;
    display: flex;
    z-index: 1003;
    width: 44px;
    height: 44px;
    flex-shrink: 0;
  }
  .main-nav {
    position: fixed;
    z-index: 1002;
    top: var(--header-h);
    right: 0;
    bottom: 0;
    left: auto;
    width: min(390px, 88vw);
    height: calc(100dvh - var(--header-h));
    padding: 26px 24px 40px;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    color: #26364c;
    background: rgba(244,247,250,.99);
    border-left: 1px solid rgba(1,44,192,.12);
    box-shadow: -24px 30px 60px rgba(3,15,35,.22);
    transform: translateX(110%);
    transition: transform .32s cubic-bezier(.2,.8,.2,1);
    overflow-y: auto;
    overscroll-behavior: contain;
  }
  .main-nav.open { transform: translateX(0); }
  .main-nav a {
    width: 100%;
    min-height: 48px;
    display: flex;
    align-items: center;
    padding: 9px 4px !important;
    color: #26364c;
    font-size: 1rem;
    border-bottom: 1px solid rgba(16,32,57,.08);
  }
  .main-nav a:hover,
  .main-nav a.active { color: var(--blue); }
  .main-nav > a:not(.nav-cta)::after { bottom: 0; }
  body.menu-open::after {
    content: "";
    position: fixed;
    z-index: 999;
    inset: var(--header-h) 0 0;
    background: rgba(3,8,20,.42);
    backdrop-filter: blur(2px);
  }
  .insurer-directory { grid-template-columns: 1fr; }
}

@media (max-width: 760px) {
  :root { --header-h: 76px; }
  .header-inner { width: calc(100% - 18px); gap: 7px; }
  .brand img,
  .site-header.scrolled .brand img { height: 50px; max-width: 210px; }
  .header-whatsapp {
    width: 42px;
    min-width: 42px;
    max-width: 42px;
    padding: 0;
    justify-content: center;
  }
  .header-whatsapp span { display: none; }
  .main-nav { top: var(--header-h); height: calc(100dvh - var(--header-h)); }
  .hero-premium { padding-top: 106px; }
  .insurance-category { min-height: 38px; padding: 0 13px; }
  .insurance-slide-premium .insurance-slide-copy::after { right: 20px; top: 18px; }
  .insurer-directory { padding: 20px; border-radius: 22px; }
  .insurer-directory-placeholder,
  .insurer-directory-card { padding: 21px; }
  .process-line { background: linear-gradient(180deg, rgba(16,32,57,.12), var(--green), rgba(16,32,57,.12)); }
}

@media (max-width: 430px) {
  .brand img,
  .site-header.scrolled .brand img { height: 44px; max-width: 170px; }
  .header-whatsapp,
  .menu-toggle { width: 40px; min-width: 40px; height: 40px; }
  .main-nav { width: min(360px, 92vw); }
}


/* ===== Renafort v6.4.1: correções pontuais solicitadas ===== */
.site-header,
.site-header.scrolled {
  background: rgba(3, 8, 20, .96) !important;
  border-bottom: 1px solid rgba(255,255,255,.08) !important;
  box-shadow: none !important;
  backdrop-filter: blur(18px);
}
.site-header.scrolled { --header-h: 82px; }
.brand img {
  background: transparent !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  padding: 0 !important;
  height: 74px;
  max-width: min(280px, 31vw);
}
.site-header.scrolled .brand img { height: 64px; }
.main-nav { color: rgba(255,255,255,.92); }
.main-nav > a { color: rgba(255,255,255,.92); }
.main-nav > a:hover,
.main-nav > a.active { color: #fff; }
.main-nav > a:not(.nav-cta)::after,
.eyebrow > span { background: var(--green-bright) !important; }
.header-whatsapp {
  color: #fff !important;
  background: rgba(23,72,239,.14) !important;
  border-color: rgba(255,255,255,.15) !important;
  box-shadow: none !important;
}
.header-whatsapp:hover {
  background: rgba(23,72,239,.25) !important;
  border-color: rgba(156,201,67,.45) !important;
}
.header-whatsapp svg { color: #25d366 !important; }
.menu-toggle {
  color: #fff;
  background: rgba(255,255,255,.08) !important;
  border-color: rgba(255,255,255,.16) !important;
  box-shadow: none !important;
}
.menu-toggle:hover { background: rgba(255,255,255,.14) !important; }

.insurers .logo-card {
  border-color: var(--line) !important;
  background: #fff !important;
  filter: grayscale(1) !important;
  opacity: .68 !important;
  box-shadow: none !important;
}
.insurers .logo-card:hover,
.insurers .logo-card:focus-visible {
  filter: none !important;
  opacity: 1 !important;
  transform: translateY(-4px);
  border-color: rgba(1,44,192,.26) !important;
}
.insurers .logo-card img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  padding: 18px;
  border-radius: 18px;
  background: #fff;
}

@media (max-width: 760px) {
  .brand img,
  .site-header.scrolled .brand img { height: 50px; max-width: 210px; }
  .menu-toggle {
    background: rgba(255,255,255,.10) !important;
    border-color: rgba(255,255,255,.16) !important;
  }
}
@media (max-width: 430px) {
  .brand img,
  .site-header.scrolled .brand img { height: 44px; max-width: 170px; }
}


/* ===== Renafort v6.4.3: correção definitiva de responsividade mobile ===== */
html,
body {
  width: 100%;
  max-width: 100%;
  overflow-x: hidden !important;
}
body { position: relative; }
.site-header,
main,
.site-footer {
  width: 100%;
  max-width: 100%;
}
.site-header { left: 0; right: 0; }
.header-inner,
.premium-hero-layout,
.hero-copy,
.hero-showcase,
.hero-showcase-stack,
.hero-showcase-card {
  min-width: 0;
}

@media (max-width: 1024px) {
  .site-header,
  .site-header.scrolled {
    width: 100%;
    max-width: 100vw;
    overflow: visible;
  }
  .header-inner {
    width: calc(100% - 24px);
    max-width: 100%;
    margin-inline: auto;
    grid-template-columns: minmax(0, 1fr) auto auto;
  }
  .main-nav {
    left: auto !important;
    right: 0 !important;
    width: min(390px, calc(100vw - 20px));
    max-width: calc(100vw - 20px);
    transform: translate3d(100%, 0, 0);
    visibility: hidden;
    pointer-events: none;
  }
  .main-nav.open {
    transform: translate3d(0, 0, 0);
    visibility: visible;
    pointer-events: auto;
  }
}

@media (max-width: 760px) {
  :root {
    --header-h: 76px;
    --container: calc(100% - 28px);
  }
  .container {
    width: var(--container);
    max-width: 100%;
    margin-inline: auto;
  }
  .header-inner {
    width: calc(100% - 20px);
    max-width: 100%;
    grid-template-columns: minmax(0, 1fr) 42px 42px;
    gap: 8px;
    overflow: visible;
  }
  .brand {
    min-width: 0;
    max-width: 100%;
    overflow: hidden;
  }
  .brand img,
  .site-header.scrolled .brand img {
    display: block;
    width: auto;
    height: 48px;
    max-width: 100%;
    object-fit: contain;
    object-position: left center;
  }
  .header-whatsapp,
  .menu-toggle {
    width: 42px;
    min-width: 42px;
    max-width: 42px;
    height: 42px;
    padding: 0;
    flex: 0 0 42px;
  }
  .hero-premium {
    width: 100%;
    max-width: 100%;
    padding: 102px 0 64px;
    overflow: hidden;
  }
  .premium-hero-layout {
    width: calc(100% - 28px);
    max-width: 100%;
    margin-inline: auto;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 34px;
  }
  .hero-copy {
    width: 100%;
    max-width: 100%;
    padding: 0;
  }
  .hero h1 {
    width: 100%;
    max-width: 100%;
    margin: 10px 0 22px;
    font-size: clamp(2.2rem, 10.5vw, 3.15rem);
    line-height: 1.02;
    letter-spacing: -.045em;
    overflow-wrap: break-word;
    word-break: normal;
  }
  .hero-copy > p {
    width: 100%;
    max-width: 100%;
    font-size: 1rem;
    line-height: 1.65;
  }
  .hero-actions,
  .hero-proof {
    max-width: 100%;
  }
  .hero-proof {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .hero-proof li {
    width: 100%;
    min-width: 0;
    margin: 0;
    padding: 0 0 14px;
    border-right: 0;
    border-bottom: 1px solid rgba(255,255,255,.12);
  }
  .hero-proof li:last-child { border-bottom: 0; padding-bottom: 0; }
  .hero-showcase,
  .hero-showcase-main,
  .hero-showcase-stack,
  .hero-showcase-card {
    width: 100%;
    max-width: 100%;
  }
  .hero-showcase {
    grid-template-columns: minmax(0, 1fr);
  }
  .hero-showcase-main { min-height: 400px; }
  .hero-showcase-card { min-height: 245px; }
  .main-nav {
    top: var(--header-h);
    height: calc(100dvh - var(--header-h));
    width: min(340px, calc(100vw - 18px));
    max-width: calc(100vw - 18px);
  }
  .cookie-banner {
    left: 14px;
    right: 14px;
    width: auto;
    max-width: calc(100vw - 28px);
    margin: 0 auto;
    padding: 18px;
    box-sizing: border-box;
  }
  .cookie-banner > * { min-width: 0; max-width: 100%; }
  .cookie-banner p { overflow-wrap: anywhere; }
}

@media (max-width: 430px) {
  .header-inner {
    grid-template-columns: minmax(0, 1fr) 40px 40px;
    gap: 6px;
  }
  .brand img,
  .site-header.scrolled .brand img {
    height: 42px;
    max-width: 164px;
  }
  .header-whatsapp,
  .menu-toggle {
    width: 40px;
    min-width: 40px;
    max-width: 40px;
    height: 40px;
    flex-basis: 40px;
  }
  .hero h1 {
    font-size: clamp(2.05rem, 10vw, 2.7rem);
  }
}


/* Evita que elementos animados e o menu fechado criem largura extra no Android. */
.logo-marquee,
.reviews-marquee,
.insurance-carousel {
  max-width: 100%;
  overflow-x: hidden;
  contain: paint;
}

@media (max-width: 1024px) {
  .main-nav {
    right: 0 !important;
    left: auto !important;
    transform: none !important;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity .22s ease, visibility .22s ease;
  }
  .main-nav.open {
    transform: none !important;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
  }
}

@media (max-width: 760px) {
  .hero-glow-blue,
  .hero-glow-green,
  .hero-glow-gold {
    width: 240px;
    height: 240px;
    max-width: 62vw;
  }
  .hero-glow-blue { left: 0; right: auto; }
  .hero-glow-green,
  .hero-glow-gold { right: 0; left: auto; }
  .insurance-slide { transform: none !important; }
}

@media (max-width: 760px) {
  .hero-glow {
    animation: none !important;
    transform: none !important;
  }
}

/* ===== Renafort v6.4.4: contraste do menu mobile ===== */
@media (max-width: 1024px) {
  .main-nav,
  .main-nav.open {
    color: #ffffff !important;
    background: linear-gradient(180deg, rgba(7,16,31,.995) 0%, rgba(11,23,40,.995) 100%) !important;
    border-left: 1px solid rgba(255,255,255,.10) !important;
    box-shadow: -24px 30px 60px rgba(0,0,0,.38) !important;
  }

  .main-nav a,
  .main-nav.open a {
    color: rgba(255,255,255,.88) !important;
    border-bottom-color: rgba(255,255,255,.11) !important;
    text-shadow: none !important;
  }

  .main-nav a:hover,
  .main-nav a:focus-visible,
  .main-nav a.active,
  .main-nav.open a:hover,
  .main-nav.open a:focus-visible,
  .main-nav.open a.active {
    color: #ffffff !important;
  }

  .main-nav > a:not(.nav-cta)::after {
    background: var(--green-bright) !important;
  }

  .main-nav a:focus-visible {
    outline: 2px solid var(--blue-bright);
    outline-offset: 4px;
    border-radius: 6px;
  }
}

/* ===== Renafort v6.4.6: seguradoras em grade fixa ===== */
.insurer-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 8px;
}
.insurer-grid-card {
  appearance: none;
  width: 100%;
  min-width: 0;
  min-height: 104px;
  display: grid;
  grid-template-columns: 132px minmax(0, 1fr) 34px;
  align-items: center;
  gap: 18px;
  border: 1px solid rgba(16,32,57,.12);
  border-radius: 22px;
  padding: 14px 18px;
  color: #102039;
  background: #fff;
  box-shadow: 0 10px 28px rgba(16,32,57,.055);
  text-align: left;
  cursor: pointer;
  transition: transform .24s ease, border-color .24s ease, box-shadow .24s ease, background .24s ease;
}
.insurer-grid-card:hover {
  transform: translateY(-3px);
  border-color: rgba(1,44,192,.34);
  box-shadow: 0 16px 38px rgba(16,32,57,.10);
}
.insurer-grid-card:focus-visible {
  outline: 3px solid rgba(23,72,239,.18);
  outline-offset: 3px;
  border-color: var(--blue-bright);
}
.insurer-grid-card[aria-expanded="true"] {
  border-color: var(--blue-bright);
  background: rgba(23,72,239,.035);
  box-shadow: 0 16px 38px rgba(1,44,192,.12);
}
.insurer-grid-logo {
  width: 132px;
  height: 66px;
  display: grid;
  place-items: center;
  overflow: hidden;
}
.insurer-grid-logo img {
  max-width: 100%;
  max-height: 62px;
  width: auto;
  height: auto;
  object-fit: contain;
  filter: grayscale(1);
  opacity: .72;
  transition: filter .24s ease, opacity .24s ease, transform .24s ease;
}
.insurer-grid-card:hover .insurer-grid-logo img,
.insurer-grid-card:focus-visible .insurer-grid-logo img,
.insurer-grid-card[aria-expanded="true"] .insurer-grid-logo img {
  filter: none;
  opacity: 1;
  transform: scale(1.02);
}
.insurer-grid-name {
  min-width: 0;
  color: #102039;
  font-size: .98rem;
  font-weight: 850;
  line-height: 1.25;
}
.insurer-grid-arrow {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  justify-self: end;
  border-radius: 50%;
  color: var(--blue);
  background: rgba(23,72,239,.07);
  font-size: 1.22rem;
  font-weight: 700;
  transition: color .24s ease, background .24s ease, transform .24s ease;
}
.insurer-grid-card:hover .insurer-grid-arrow,
.insurer-grid-card[aria-expanded="true"] .insurer-grid-arrow {
  color: #fff;
  background: var(--blue);
  transform: translateX(2px);
}

@media (max-width: 1120px) {
  .insurer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 720px) {
  .insurer-grid {
    grid-template-columns: 1fr;
    gap: 11px;
  }
  .insurer-grid-card {
    min-height: 88px;
    grid-template-columns: 104px minmax(0, 1fr) 32px;
    gap: 13px;
    padding: 11px 14px;
    border-radius: 18px;
  }
  .insurer-grid-logo {
    width: 104px;
    height: 56px;
  }
  .insurer-grid-logo img { max-height: 52px; }
  .insurer-grid-name { font-size: .91rem; }
  .insurer-grid-arrow { width: 32px; height: 32px; }
}

@media (max-width: 390px) {
  .insurer-grid-card {
    grid-template-columns: 86px minmax(0, 1fr) 30px;
    gap: 10px;
    padding: 10px 12px;
  }
  .insurer-grid-logo { width: 86px; }
  .insurer-grid-name { font-size: .86rem; }
}

/* ===== Renafort v6.4.7: fundo azul escuro exclusivo da seção Seguradoras ===== */
.insurers {
  position: relative;
  isolation: isolate;
  color: #fff;
  background:
    radial-gradient(circle at 12% 18%, rgba(23,72,239,.16), transparent 29%),
    radial-gradient(circle at 88% 82%, rgba(124,160,44,.10), transparent 27%),
    linear-gradient(145deg, #030814 0%, #07101f 48%, #0b1b34 100%) !important;
}
.insurers::before {
  content: "";
  position: absolute;
  z-index: -1;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(180deg, rgba(255,255,255,.025), transparent 22%, transparent 78%, rgba(255,255,255,.018));
}
.insurers .section-heading h2 { color: #fff !important; }
.insurers .section-heading > p { color: rgba(255,255,255,.68) !important; }
.insurers .eyebrow.dark { color: var(--green-bright) !important; }
.insurers .eyebrow.dark > span { background: var(--green-bright) !important; }
.insurers .insurer-note { color: rgba(255,255,255,.62) !important; }
.insurers .insurer-note span { color: var(--green-bright) !important; }

/* Cards permanecem claros para preservar a leitura das marcas no fundo escuro. */
.insurers .insurer-grid-card {
  border-color: rgba(255,255,255,.13);
  box-shadow: 0 14px 34px rgba(0,0,0,.18);
}
.insurers .insurer-grid-card:hover {
  border-color: rgba(23,72,239,.58);
  box-shadow: 0 18px 42px rgba(0,0,0,.24);
}

/* Busca completa destacada como painel claro dentro da dobra escura. */
.insurers .insurer-directory {
  border-color: rgba(255,255,255,.13);
  background: rgba(247,249,252,.97);
  box-shadow: 0 24px 58px rgba(0,0,0,.20);
}


/* ===== Renafort v6.4.8: seguradoras sem busca suspensa + rolagem única ===== */
/* O diretório suspenso foi removido do HTML; esta regra também neutraliza cache/markup legado. */
.insurers .insurer-directory { display: none !important; }

/* A página usa somente a barra de rolagem nativa do navegador.
   Menus/popup continuam roláveis quando necessário, mas sem uma segunda barra visual lateral. */
html { overflow-y: auto; }
body { overflow-y: visible; }
.main-nav,
.insurer-popover {
  scrollbar-width: none;
  -ms-overflow-style: none;
}
.main-nav::-webkit-scrollbar,
.insurer-popover::-webkit-scrollbar {
  width: 0;
  height: 0;
  display: none;
}

/* ===== Renafort v6.4.9: correção definitiva de rolagem duplicada ===== */
/*
 * A combinação anterior de overflow-x:hidden no body com overflow-y:auto no html
 * podia transformar o body em um segundo contêiner de rolagem em alguns navegadores.
 * overflow:clip corta apenas o excesso horizontal sem criar outra área rolável.
 */
html {
  width: 100%;
  height: auto !important;
  min-height: 100%;
  overflow-x: clip !important;
  overflow-y: visible !important;
  background: var(--navy-950);
}
body {
  width: 100%;
  height: auto !important;
  min-height: 100%;
  margin: 0 !important;
  padding: 0 !important;
  overflow-x: clip !important;
  overflow-y: visible !important;
  background: var(--navy-950);
}
main,
.site-footer {
  width: 100%;
  max-width: 100%;
  margin-bottom: 0 !important;
}
.site-footer {
  position: relative;
  display: block;
  padding-bottom: 0 !important;
  background: var(--navy-950) !important;
}
.site-footer + .floating-actions,
.site-footer + .floating-actions + .cookie-banner {
  margin: 0;
}

/* O menu continua travando a página quando aberto, sem criar scroll interno no body. */
@media (max-width: 1024px) {
  body.menu-open {
    overflow: clip !important;
  }
}


/* ===== Renafort v6.5.0: encerramento exato no rodapé ===== */
/*
 * O documento termina visualmente e estruturalmente no rodapé.
 * Apenas o elemento <html> controla a rolagem vertical do navegador.
 */
html {
  height: auto !important;
  min-height: 0 !important;
  overflow-x: clip !important;
  overflow-y: auto !important;
  margin: 0 !important;
  padding: 0 !important;
  background: var(--navy-950) !important;
}
body {
  height: auto !important;
  min-height: 0 !important;
  overflow-x: clip !important;
  overflow-y: visible !important;
  margin: 0 !important;
  padding: 0 !important;
  background: var(--navy-950) !important;
}
main {
  margin: 0 !important;
  padding-bottom: 0 !important;
}
.site-footer {
  display: block !important;
  position: relative !important;
  height: auto !important;
  min-height: 0 !important;
  margin: 0 !important;
  padding: 0 !important;
  overflow: hidden;
  background: var(--navy-950) !important;
}
.site-footer .footer-main {
  margin-bottom: 0 !important;
}
.site-footer .footer-bottom {
  height: auto !important;
  min-height: 0 !important;
  margin: 0 !important;
  padding-top: 18px !important;
  padding-bottom: 18px !important;
}
.site-footer .footer-bottom > :last-child {
  margin-bottom: 0 !important;
}

/* Elementos funcionais posteriores ao footer jamais participam do fluxo da página. */
.floating-actions {
  position: fixed !important;
  margin: 0 !important;
}
.cookie-banner {
  position: fixed !important;
  margin-top: 0 !important;
  margin-bottom: 0 !important;
}
.svg-sprite {
  position: fixed !important;
  inset: 0 auto auto 0 !important;
  width: 0 !important;
  height: 0 !important;
  min-width: 0 !important;
  min-height: 0 !important;
  margin: 0 !important;
  padding: 0 !important;
  overflow: hidden !important;
  pointer-events: none !important;
}

@media (max-width: 760px) {
  .site-footer .footer-bottom {
    padding-top: 20px !important;
    padding-bottom: 20px !important;
  }
}


/* ===== Renafort v6.5.1: remove espaço fantasma abaixo do rodapé ===== */
/*
 * O banner de cookies ficava escondido com translateY(160%). Mesmo sendo fixed,
 * Chromium/Android pode considerar essa transformação no overflow do documento,
 * acrescentando centenas de pixels depois do footer. Agora ele permanece dentro
 * da viewport e é ocultado apenas por opacity/visibility.
 */
.cookie-banner {
  transform: translateY(16px) !important;
  opacity: 0 !important;
  visibility: hidden !important;
  pointer-events: none !important;
  transition: opacity .28s ease, visibility .28s ease, transform .28s ease !important;
}
.cookie-banner.show {
  transform: translateY(0) !important;
  opacity: 1 !important;
  visibility: visible !important;
  pointer-events: auto !important;
}

/* O final físico do documento coincide com o final visual do footer. */
.site-footer { margin-bottom: 0 !important; }
.site-footer + .floating-actions,
.site-footer + .floating-actions + .cookie-banner,
.site-footer + .floating-actions + .cookie-banner + .svg-sprite {
  margin: 0 !important;
  padding: 0;
}


/* Correção estrutural final: o brilho decorativo da seção de contato não pode extrapolar o documento. */
.contact::before {
  bottom: 0 !important;
}

/* ===== Renafort v6.5.2: botão hambúrguer claro no mobile ===== */
@media (max-width: 980px) {
  .menu-toggle,
  .menu-toggle:hover,
  .menu-toggle:focus-visible,
  .menu-toggle[aria-expanded="true"] {
    color: var(--navy-900) !important;
    background: linear-gradient(145deg, #ffffff 0%, #e9eef4 100%) !important;
    border-color: rgba(255,255,255,.72) !important;
    box-shadow: 0 8px 22px rgba(0,0,0,.22), inset 0 0 0 1px rgba(1,44,192,.08) !important;
  }
  .menu-toggle:hover,
  .menu-toggle:focus-visible {
    background: #ffffff !important;
    border-color: rgba(23,72,239,.30) !important;
  }
  .menu-toggle span,
  .menu-toggle[aria-expanded="true"] span {
    background: var(--blue) !important;
  }
}

/* ===== Renafort v6.5.4: retorno do carrossel + seletor de seguradoras ===== */
.insurers .insurer-directory {
  display: grid !important;
}
.insurers .logo-marquee {
  width: 100%;
  overflow: hidden;
  contain: paint;
  mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
}
.insurers .logo-track {
  display: flex;
  align-items: center;
  gap: 16px;
  width: max-content;
  animation: marquee 38s linear infinite;
  padding: 4px 0 8px;
}
.insurers .logo-marquee:hover .logo-track,
.insurers .logo-marquee.insurer-popup-open .logo-track {
  animation-play-state: paused;
}
.insurers .logo-card {
  width: 210px;
  height: 118px;
  flex: 0 0 210px;
  display: grid;
  place-items: center;
  padding: 0;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.14) !important;
  border-radius: 18px;
  background: #fff !important;
  filter: grayscale(1) !important;
  opacity: .84 !important;
  box-shadow: 0 14px 30px rgba(0,0,0,.16) !important;
  cursor: pointer;
  transition: transform .25s ease, opacity .25s ease, filter .25s ease, border-color .25s ease, box-shadow .25s ease;
}
.insurers .logo-card:hover,
.insurers .logo-card:focus-visible,
.insurers .logo-card[aria-expanded="true"] {
  filter: none !important;
  opacity: 1 !important;
  transform: translateY(-3px);
  border-color: rgba(23,72,239,.55) !important;
  box-shadow: 0 18px 40px rgba(0,0,0,.22) !important;
}
.insurers .logo-card img {
  display: block;
  width: 74% !important;
  height: 62% !important;
  max-width: 156px !important;
  max-height: 74px !important;
  object-fit: contain !important;
  object-position: center !important;
  padding: 0 !important;
  margin: auto !important;
  border-radius: 0 !important;
  background: transparent !important;
}
.insurers .insurer-directory {
  margin-top: 34px;
  border-color: rgba(255,255,255,.14) !important;
  background: rgba(247,249,252,.98) !important;
  box-shadow: 0 24px 58px rgba(0,0,0,.20) !important;
}
.insurers .insurer-directory-copy h3 { color: #102039; }
.insurers .insurer-directory-copy p,
.insurers .insurer-select-label { color: #596477; }
.insurers .insurer-select {
  color: #102039;
  background: #fff;
  border-color: rgba(1,44,192,.20);
}
.insurers .insurer-note { margin-top: 18px; }

@media (max-width: 760px) {
  .insurers .logo-card {
    width: 176px;
    height: 100px;
    flex-basis: 176px;
  }
  .insurers .logo-card img {
    width: 76% !important;
    height: 62% !important;
    max-width: 134px !important;
    max-height: 62px !important;
  }
  .insurers .logo-track { gap: 12px; animation-duration: 34s; }
  .insurers .insurer-directory { grid-template-columns: 1fr !important; }
}

/* Ajuste óptico individual para manter as marcas com presença visual equivalente. */
.insurers .logo-card[data-insurer="tokio"] img { transform: scale(1.55); }
.insurers .logo-card[data-insurer="youse"] img { transform: scale(1.48); }
.insurers .logo-card[data-insurer="yelum"] img { transform: scale(1.42); }
.insurers .logo-card[data-insurer="aliro"] img { transform: scale(1.32); }
.insurers .logo-card[data-insurer="unimed"] img { transform: scale(1.34); }
.insurers .logo-card[data-insurer="suhai"] img { transform: scale(1.28); }
.insurers .logo-card[data-insurer="sura"] img { transform: scale(.88); }
.insurers .logo-card[data-insurer="akad"] img { transform: scale(.94); }
.insurers .logo-card[data-insurer="pier"] img { transform: scale(.96); }

/* ===== Renafort v6.5.5: hambúrguer mobile com ícone branco ===== */
@media (max-width: 980px) {
  .menu-toggle,
  .menu-toggle:hover,
  .menu-toggle:focus-visible,
  .menu-toggle[aria-expanded="true"] {
    color: #ffffff !important;
    background: #1748ef !important;
    border-color: rgba(255,255,255,.72) !important;
    box-shadow: 0 8px 22px rgba(0,0,0,.22), inset 0 0 0 1px rgba(255,255,255,.12) !important;
  }
  .menu-toggle:hover,
  .menu-toggle:focus-visible {
    background: #2456ff !important;
    border-color: rgba(255,255,255,.90) !important;
  }
  .menu-toggle span,
  .menu-toggle[aria-expanded="true"] span {
    background: #ffffff !important;
  }
}